Will My Car Insurance Rates Go Up If an Accident Wasn’t My Fault?

It’s rare for 100% of the blame to fall on one driver. For example, Driver 1 may have been texting while Driver 2 ran a red light.

While Driver 2 carries more of the blame for the car accident, they aren’t solely responsible. Even if you’re found partially responsible for a car accident, your insurance company may increase your rates.

For this reason, it’s important you hire a car accident lawyer as soon as possible.

What Affects the Cost of Auto Insurance?

Many factors affect your auto insurance rates, not just culpability for car accidents. For example, you may pay higher auto insurance rates if you live in an area that’s densely populated with a lot of crime and traffic.

Factors that can affect the cost of auto insurance:

  • Age
  • Gender
  • Marital Status
  • State and Zip Code
  • Credit Score
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