Do I Need to Wear a Motorcycle Helmet?

Although riding your motorcycle without a helmet is dangerous, many motorists prefer the look and feel of helmet-free riding. In the state of Florida, you can opt to ride a motorcycle without a helmet if you meet certain requirements.

If you’re a motorcycle rider, here are the things our motorcycle accident attorneys want you to know about choosing to wear your helmet in the state of Florida.

Why Don’t You Need to Wear a Helmet in Florida?

In many states, the law requires motorcyclists to wear a helmet. However, under the Helmet Exception that went into effect in July of 2000, certain Florida riders are exempt from this rule.

If you choose not to wear a motorcycle helmet in Florida, you must be 21 years of age or older and have a motorcycle license.

If you choose not to wear a motorcycle helmet, you should also be aware that your medical insurance company will require you to carry a policy with a minimum of $10,000.

You must carry proof of insurance on your person when you ride without a helmet, and this proof must indicate that the coverage is current. If you are pulled over while riding a motorcycle without a helmet, the law enforcement officer might ask to see this proof of insurance.

Learn more: How no-fault law affects motorcycle accident liability >>

Should I Wear a Motorcycle Helmet?

Ultimately, the decision to wear a motorcycle helmet or not is up to you. You should, however, make an informed decision knowing that you risk endangering yourself in a serious motorcycle accident if you choose not to wear a helmet.

The only real benefit of not wearing a motorcycle helmet is that it creates a less restrictive riding experience. Many motorcyclists find helmets to be bulky or inconvenient. However, there are a few medical concerns our motorcycle accident lawyers would like you to consider.

A 2009 report from the National Highway Traffic Safety Administration showed that motorcyclists who do not use helmets are three times more likely to suffer a traumatic brain injury in a crash than those who choose to wear helmets. Your risk of a fatal motorcycle accident increases exponentially the faster you’re driving, so if you plan to do a lot of highway travel, a helmet can help keep you safe.

The Centers for Disease Control and Prevention analyzed the same data and ruled that wearing a motorcycle helmet could be good for your finances. “Economic costs saved from helmet use by society in states with a universal helmet law were, on average, $725 per registered motorcycle, nearly four times greater than in states without such a law ($198).”

Overall, you’ll need to decide for yourself whether you’d prefer to wear a helmet when you ride your motorcycle, although you should take your safety into concern when you make your decision.

Before you leave, check out our other tips on how to prevent a motorcycle accident.

Request a Legal Consultation

Our motorcycle accident lawyers are proud to serve clients in Cape Coral, Fort Myers, Naples, and surrounding areas. To request a legal consultation, call Lusk, Drasites & Tolisano, P.A. at (800) 283-7442.

This blog post has been updated.

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