If you find yourself involved in an accident with an uninsured motorist, you may have discovered the challenges one faces when dealing with a driver without auto insurance. Or perhaps you’ve collided with someone who is underinsured— that is, someone whose liability insurance does not cover all the necessary expenses after an accident. If this is the case, you probably have lots of questions on how to proceed.
You’re not alone: Not only are Florida’s highways becoming more and more dangerous, but Florida also has one of the highest rates of uninsured drivers, which can make a high-stress situation like an accident even more stressful. Here is a guide on how to handle an accident where the other person does not carry auto insurance.