We have years of experience helping clients just like you win the compensation they deserve for personal injury.
Continue reading to learn how Florida’s no-fault law affects liability after a motorcycle accident.
What is Personal Injury Protection (PIP) coverage?
Florida drivers are required under law to have Personal Injury Protection (PIP) coverage with their auto insurance. In the past, people injured in motorcycle accidents had to prove that their injuries were caused by the other motorist’s negligence. Today, the Florida No-Fault Motor Vehicle Law protects drivers from expenses incurred from motor vehicle accidents.
PIP claims must be made within 14 days of the motorcycle accident, which is why it’s important to contact a personal injury attorney as soon as possible. We can walk you through the steps of filing your claim so you can receive compensation for medical bills, lost wages, and other damages.
Personal Injury Protection pays for:
- 80% of medical bills
- 60% of lost wages
- 100% of replacement services
- $5,000 death benefit
PIP is different from liability insurance because it only protects you, not other drivers involved in the accident. Your insurance company will pay your bills to the limit of your policy. In Florida, the minimum amount of PIP coverage you can have is $10,000.
How does a motorcycle accident attorney help?
If you or a loved one have been involved in a motorcycle accident, call a personal injury attorney as soon as possible. Our motorcycle accident attorneys are up-to-date with laws that affect your case. Whether you’re fighting the insurance company or the at-fault driver, you can count on our years of experience.
What if there’s a dispute with the insurance company?
If there’s a dispute between what you and the insurance company considers “reasonable” treatments or benefits after a motorcycle accident, call our injury lawyers today to schedule your consultation. We’ll go over your policy with you to determine what your insurance company is responsible for paying. We can also help you if your insurance company is putting off paying you your benefits.
What if PIP coverage isn’t enough?
While PIP coverage mitigates the costs after a motorcycle accident, it may not be enough to recover. We can help you get the compensation you need if the other driver was at fault due to driving under the influence, distracted driving, or other negligence that violated their duty of care.
To file a claim against a negligent driver, you must show that you have a threshold injury. In other words, you must prove that the negligent driver’s actions caused permanent or serious disfigurement, serious disability, or death. Regardless of whether you recover from a threshold injury doesn’t affect the legitimacy of your case.
Our Florida motorcycle accident lawyers can help you win the compensation you need for medical bills, lost wages, and other damages. We’re proud to serve Cape Coral, Naples, and Fort Myers. To schedule your consultation with one of our accident attorneys, call Lusk, Drasites, & Tolisano PA at (800) 283-7442.