If you’re several months behind on mortgage payments, the bank could start foreclosure proceedings to take back your home.
Many homeowners don’t realize that they have rights during the foreclosure process, which is why you need an attorney. A mortgage lawyer can help mitigate the effect a foreclosure has on your credit and financial health. Depending on your case, we may even be able to stop foreclosure.
Each foreclosure case is different. It’s also important to remember that foreclosure law can be complicated for the average person to understand.
Thankfully, a foreclosure attorney can help you secure the best outcome for your case. We have years of experience helping homeowners going through bank foreclosure. Our foreclosure defense attorneys can help you either respond to the lender’s lawsuit or file your own.
Possible defenses for foreclosure include:
- Foreclosing party can’t prove it owns your loan.
- Foreclosing party didn’t adhere to proper procedure.
- Loan servicer made a serious mistake with your account.
If you suspect the loan servicer made a mistake, your first call should be to one of our foreclosure defense attorneys. We can help you prove that the loan servicer failed to apply payments to your account or misapplied funds. Sometimes loan servicers can even be guilty of charging fees not allowed under the law. We have experience looking through servicer payment histories on the behalf of our clients, giving you peace of mind.
Our foreclosure lawyers are proud to represent clients near Cape Coral, Fort Myers, and Naples. To request your free legal consultation with one of our Florida foreclosure attorneys, call Lusk, Drasites, & Tolisano PA toll free at (800) 283-7442.